Questions founders and finance teams ask first.

No. Pilent is not a bank and does not provide credit directly. We are a working capital access layer that helps businesses package and structure funding requests, which are then routed to selected funding partners. All funding is provided by partners and is subject to their eligibility and underwriting criteria.

Pilent can assess a range of receivables including B2B invoices, approved marketplace and platform payouts, supplier or publisher earnings, media buying receivables, contractor invoices and trade receivables. Each case is reviewed individually based on payer quality, documentation, repayment structure and jurisdiction.

No. Pilent structures and routes funding requests but cannot guarantee any outcome. All decisions are made by independent funding partners based on their own underwriting criteria. Terms, limits, fees and timelines vary by case and are always subject to partner approval.

Yes. Pilent is designed for both domestic and international businesses. Cross-border receivables, export invoices and international payment flows can be assessed. Eligibility depends on jurisdiction, payer location, documentation quality and the appetite of funding partners.

Yes. Pilent works with platforms and marketplaces that want to offer early payout or embedded financing features to sellers, suppliers, creators or contractors. We can help structure marketplace payout acceleration and API-led application flows through selected funding partners.

Typically required documents include commercial invoices or approved payout statements, evidence of the commercial relationship, bank statements or accounting exports showing payment history, and business registration documents. The specific package depends on the receivable type, jurisdiction and funding partner requirements.